Terms of use

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Private beta

Hearth is a private beta tool for individuals and families to track their financial picture. Features, availability and these terms may change. By using Hearth, you agree to these terms. If you do not agree, stop using the service.

Your account and records

You are responsible for your login credentials, the information you enter and the people you invite to your household. Enter information you are entitled to use and share. Household members can see shared records. Do not access other households without permission or interfere with the service.

Financial information, not advice

Hearth provides information and calculations, not investment, tax or legal advice. It does not recommend investments or guarantee financial results. Consider your circumstances and seek qualified advice when needed before making financial decisions.

Data limitations and no warranty

Results depend on your entries and third-party market data. Quotes, estimates and rates may be delayed, incomplete or incorrect. Verify information independently. Hearth is provided as available, without a guarantee of accuracy, uninterrupted access or fitness for a particular purpose, to the extent permitted by applicable law.

Stopping use and availability

You may stop using Hearth at any time. Access or features may be suspended or discontinued, including during beta testing. For account and data deletion requests, follow the contact instructions in the privacy policy. Stopping use does not itself delete stored records.

Privacy and changes

The privacy policy explains how information is handled. Review updated terms before continuing to use Hearth. Nothing here limits rights that cannot be excluded under applicable law.

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